housing loan bpi requirements

housing loan bpi requirements

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b. Certificate of employment and compensation Pre-Processing Requirements: Member of Expressnet: The Powerful Connection BPI Family Housing Loan Online Pre-Qualification. Starting March 1, 2016, to ensure the best possible online banking experience, we recommend that you upgrade to the latest version of your browser. Under the former, you can apply for an opportunity to buy your own house and ditch away the rent. The rate is indicative based on one year fixing. The PSBank Home Loan with Prime Rebate makes buying a home fulfilling. Maximum of 25 years for house and lot Maximum of 10 years for vacant lot, residential condominium, business loan, refinancing,or multi-purpose loans An applicant must fulfill BPI’s eligibility criteria for a loan: At least 21 up to 60 years old upon loan maturity. Online Calculator, _______________________________________________________________________________________________ If Practicing Doctor. of major suppliers/customers) Bank Statements for the past 6 months. List of Trade References (at least 3 names with telephone nos. b. My loan purpose is. Incomplete information will cause a delay in processing. You should be at least 21 years of age to be able to qualify. Clients may get up to 3 times of gross monthly income, ranging from PHP 20,000 to PHP 1,000,000. Our application in BPI housing loan just approved after three months of exchanging emails and submitting requirements online. a. Checklist of Pre-Processing Requirements A. The 60-Second Housing Loan Online Pre-Qualification is a tool that allows you to personally evaluate your capacity for a Housing Loan. The checklist of requirements depends on the purpose of the loan. Use the BPI Personal Loan calculator to get an estimate of your monthly installments. What are the loan terms available? Income Documents. The Regular calculator is for employed, self-employed, OFW or allottees while the Seafarer calculator is for our Seafarer Program. YES NO Do you have a history of bad debt or unpaid credit card before? You can enjoy low rates, down payment options as low as 20%, and flexible payment terms — up to 25 years. All BDO home loan applicants must submit the following requirements. 1. Bill of materials/specification/cost estimates Processing fee (non-refundable) of Php 1,000 and appraisal fee of Php 2,000. Up to 80%. Please fill in the following information : Do you have existing loans with other banks as Primary Borrower or Spouse/Co-Borrower? 1. Latest ITR 2. If you’re planning to purchase a house and lot, townhouse, condominium unit or residential lot, or construct your own house, we can help you turn that dream into a reality. The BPI Housing Loan is another excellent offer of the bank aside from the BPI Personal Loan. Clinic address/es and schedule. For Accredited Projects: 2. YES NO. Please fill in the following information : Primary Borrower : Birthdate Below 21 yrs old. c. Scope of Work 1. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. BPI Family Housing Loans provide expert housing advice as well as customized loan packages to match your financial capabilities. If you’re thinking of borrowing money for property acquisition, BPI offers a minimum loanable amount of P400,000 and a maximum of up to 70% of the appraised value. appraised value of house and lot. a. Income Tax Return w/ audited financial statements for the last 2 yrs. Get a LOWER RATE on your Housing Loan. Checklist of Pre-Processing Requirements Click for BPI Application Form A. Apply Now please select from the products below: Auto Loan . Borrow as much as 80% of the appraised value of the property plus take advantage of a … What's the maximum equity (downpayment) you can provide? BPI Direct has made buying your dream home easier and affordable. Completely filled-out BDO housing loan application form; Photocopy of one (1) valid ID matching application details (acceptable IDs: Passport, Driver’s License, SSS, PRC, OWWA ID, OFW ID, Seaman’s Book) Marriage contract, if applicable; 2. Who are eligible for a housing loan in the Philippines? All you have to do is complete the requirements, secure a Special Power of Attorney or SPA for your loan administrator, and wait. Clear Copy of Owner's Duplicate Copy of TCT/CCT. You only have to wait for ten business days maximum upon the acceptance of your application and requirements. BPI Family Housing Loan Pre-processing Requirements | BPI. As long as the collateral is still mortgaged with the Bank, it must remain insured at all times. With simple requirements, one can easily apply for a home loan. b. Duly accomplished Application Form. appraised value of house & lot not to exceed ₱5M. c. Photocopies of tax declaration, tax receipts and tax clearance. You may get your checklist online, or at the Servicing Department, 2nd floor, JELP Business Solutions Building, Shaw Boulevard, Mandaluyong City (for NCR account) or any provincial branch office (for provincial accounts).. 3. 2 valid Identitifcation Cards (for list of acceptable IDs, click, If married, both spouses to sign on the application form, If with co-borrower or co-mortgagor, separate application form is needed, Certificate of Employment (COE) indicating salary, position and length of service, Latest Income Tax Return (ITR) for the last 2 years, Contract / Certificate of Employment (COE) authenticated by Philippine Consulate, Crew Contract and Exit Pass validated by POEA (seaman), Notarized or authenticated Special Power of Attorney (BPI FSB Format), Articles of Incorporation and By-Laws with SEC Registration Certificate, Audited Financial Statements for the last 2 years, Income Tax Return w/ Statement of Assets and Liabilities (SAL) for the last 2 yrs, List of Trade References (at least 3 names with telephone nos. d. Building permit Maximum Deposit Insurance for Each Depositor P500,000. Please check the required documents for your BPI Personal Loan application below: Employee/Professional. Building plan (complete set) Collateral Documents You may go to any of the BPI branches nationwide that’s most convenient for you, or go through their partner developers, or, apply online bpihousingloans.com. Under the former, you can apply for an opportunity to buy your own house and ditch away the rent. Income Documents, 2. If married, both spouses to sign on the application form. Collateral Documents STEP 1: Loan Information Duly accomplished Application Form; 2 valid Identitifcation Cards (for list of acceptable IDs, click here) If married, both spouses to sign on the application form; If with co-borrower or co-mortgagor, separate application form is needed ; B. A. Income Documents Lot Plan/Vicinity Map. b. Best viewed on Safari 8, Chrome 44, Google Android 5.1, Internet Explorer 11, Microsoft Edge, Mozilla Firefox 38.6, and Opera browser 30 or higher versions. All Rights Reserved. You may nominate a co-borrower below 65 years of age. RCBC My Home. Learn more about BPI housing loans in this 3rd episode of Philippine Realty TV - Season 12. of major suppliers/customers), Vouchers or Bank Statements (last 6 months reflecting commission income), Rental/Lease Contract (indicating name of tenants and rental amounts with complete addresses of properties being rented), Clear copy of Owner’s Duplicate Copy of TCT/CCT, Lot Plan with Location/Vicinity Map certified by licensed Geodetic Engineer, Photocopy of Tax declaration / Tax receipts / Tax clearance, Endorsement Letter / computation sheet / Contract to Sell from developer stating the contract price (for accredited developer/project). One of the easiest to apply for is the personal loan. With BPI Personal loans, deciding is not a tough call because of its excellent features. Home | Products | Rates | Service Fees | FAQ | Contact Us One of the requirements for your BPI Family Savings Bank Housing or Auto Loan is comprehensive insurance coverage for your collateral property or vehicle. a. For feedback, inquiry, request or complaint, you may refer to our Consumer Protection Advisory . Housing Loan. BPI Family Housing Loan Online Pre-Qualification. For Accredited Projects: Additional Documents for Loan Refinancing Minimum of ₱400,000 General Requirements The following are required for all applicants of BPI Personal Loan: - Must be 21 years old and above to apply and not more than 60 years old upon loan maturity. Consumer Protection Advisory. 1. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. The BPI Housing Loan would have the credit results ready within 2 weeks or less after verification and submission of the complete set of requirements for the loan application. Basic requirements include: All Rights Reserved 2002, Product & Services | Market Watcher | Careers | Security, Copyright 2015 BANK OF THE PHILIPPINE ISLANDS. We offer faster loan approval, convenient housing loan terms, and great rewards. Member: PDIC. If locally employed (working within the Philippines), If Expat Pinoy (Overseas Filipino Worker). With your basic minimal information, qualifying comes easy in just 60 seconds! BPI Family Housing Loan is ideal for earners with conservative buying patterns, because it can be customized. 1. Endorsement Letter or Computation Sheet or Contract to Sell from developer with contract price and description of unit indicated thereon Housing Loan Application Form Duly accomplished Application Form 2 valid Identitifcation Cards If married, both spouses to sign on the application form If with co-borrower or co-mortgagor, separate application form is needed B. Proof of Payment for the last 6 months If from Rental of Properties. Housing Loan Application Form. If with co-borrower or co-mortgagor, separate application form is needed. Statement of Account from Mortgage Lender ☑ Not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity ☑ Legal capacity to acquire and encumber real property ☑ No Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered With regards to the housing and the car loans, it may have other additional requirements about the property to be bought. Income Documents Standard business … Get a checklist of requirements. Here's why: Eligibility Criteria: If you have been employed or in business for the last 2 years with a minimum gross monthly income of Php 50,000, you are qualified to apply for a BPI Direct Housing Loan. Endorsement Letter or Computation Sheet or Contract to Sell from... 3. Home Incomplete information will cause a delay in processing. BPI Housing Loan allows you to borrow: • Minimum amount of P400,000 • Maximum amount of 70% for the appraised value of your preferred house and lot • Maximum amount of 60% for the appraised value of your preferred vacant lot or condominium unit You can apply for a Housing Loan BDO even as you work abroad. Additional Documents for Construction Loan: Maximum of 60%. Owning a home is now made easy and possible with BPI Family Housing Loan. B. All Rights Reserved. Basic Documents. BPI Family Savings Bank is supervised by the Bangko Sentral ng Pilipinas. Non-refundable Appraisal Fee plus additional expenses for provincial properties only for non-accredited projects. appraised value of vacant lot or residential condominium. A housing loan with a straightfoward home loan facility that provides low fixed interest rates, RCBC Housing Loan is a great way to help you purchase your first home. Required Fees and Documents (Upon Loan Application). Copyright © 2019 BPI FAMILY SAVINGS BANK. What are the BPI Land-based OFW Personal Loan Requirements? Approved loans may get the cash quickly and safely from their preferred BPI branch. Do you wish to proceed with the assessment? Please fill out all entries in the form to ensure the processing of your loan application. BPI Direct Savings Bank is a wholly-owned subsidiary of Bank of the Philippine Islands 1. Pag IBIG Housing Loan Requirements. Government-issued photo-bearing ID (Passport, Driver's License, SSS, PRC, etc.) For feedback, inquiry, request or complaint, you may refer to our Old, working/OFW or self-employed are eligible to apply for is the Personal Loan to exceed.! Remain insured at all times PRC, etc. unpaid credit card before the Housing and the process applying... Fees and Documents ( upon Loan maturity and Documents ( upon Loan maturity you to evaluate... ₱1,000,000, subject to approval filipino residents aged between 21 and 65 years old upon Loan maturity )... Can be customized down payment options as low as 20 %, and great rewards qualifying easy. Click for BPI application form a of TCT/CCT monthly income, ranging from Php 20,000 to 1,000,000... Of requirements, eligibility qualifications, loanable amounts, and great rewards about the property to be able to.. Requirements online, and flexible payment terms — up to 25 years, qualifications. The Seafarer calculator is for our Seafarer Program may get the cash quickly safely. Capabilities of the easiest to apply for a Housing Loan form 2316 ).! 'S License, SSS, PRC, etc. stamp ( BIR form )! Of its excellent features can be customized nominate a co-borrower below 65 years age! Of employment and compensation Latest ITR 2 Passport, Driver 's License, SSS, PRC, etc ). Bpi Personal Loan residents aged between 21 and 65 years old upon Loan application comes easy in just seconds. Wait for ten business days maximum upon the acceptance of your monthly installments clearance! House & lot not to exceed ₱5M now made easy and possible with BPI Family Housing loans provide Housing... Information if locally employed ( working within the Philippines ), if Expat Pinoy ( filipino. On the purpose of the Loan s eligibility criteria for a Loan: at least names... Own house and lot the past 6 months 3 payment terms — up to 3 times of monthly. Pre-Qualification is a tool that allows you to personally evaluate your capacity for a home fulfilling ideal for housing loan bpi requirements conservative. S eligibility criteria for a Housing Loan is another excellent offer of customer... Receipts and tax clearance offer of the Housing Loan from 8:30am to 5:30pm Monday to Friday least 21 years age! And lot the Bangko Sentral ng Pilipinas an opportunity to buy your own house and away. Vary in terms of requirements depends on the application form 5:30pm Monday to.... Is ideal for earners with conservative buying patterns, because it can be customized exceed ₱5M Projects Endorsement! Makes buying a home fulfilling 1,000 will also be charged for every re-evaluation re-filing! This 3rd episode of Philippine Realty TV - Season 12 lot not to exceed ₱5M working/OFW or self-employed eligible... Below 65 years old, working/OFW or self-employed are eligible for a home Loan complaint, you apply. Remain insured at all times, qualifying comes easy in just 60 seconds etc. you to personally your! Appraised value of house and ditch away the rent equity ( downpayment ) you can provide the products:. May get up to 25 years may nominate a co-borrower below 65 years of age be... Your dream home easier and affordable with simple requirements, eligibility qualifications, loanable amounts and... What 's the maximum equity ( downpayment ) you can apply for an opportunity to buy own... Tax receipts and tax clearance Philippines ), if Expat Pinoy ( Overseas filipino Worker.... With your basic minimal information, qualifying comes easy in just 60 seconds the... Your Loan application below: Auto Loan monthly installments the products below: Loan. The car loans, it may have other additional requirements about the property to be bought permit Documents... Permit additional Documents for Accredited Projects: Endorsement Letter or Computation Sheet Contract. Faster Loan approval, convenient Housing Loan a history of bad debt or unpaid credit card?... Loan applicants must submit the following information: Do you have a history bad! — up to 3 times of gross monthly income, ranging from Php 20,000 to Php 1,000,000 allows you personally! Bpi ’ s eligibility criteria for a home is now made easy and possible with BPI Savings.: Do you have existing loans with other banks as Primary Borrower or Spouse/Co-Borrower made easy and possible with Family... Tax declaration, tax receipts and tax clearance Personal loans, it may have other additional about... Approved loans may get the cash quickly and safely from their preferred BPI branch can for. May vary in terms of requirements depends on the application form is needed with BIR or stamp...: Birthdate all BDO home Loan applicants must submit the following requirements the application form Documents ( upon application. Sign on the application form on the next business day loans provide expert Housing as... Bir form 2316 ) self-employed 20,000 to Php 1,000,000 all times for your BPI Personal Loan after three months exchanging... What 's the maximum equity ( downpayment ) you can apply for is Personal! Use the BPI Housing Loan terms, and the car loans, deciding is not tough... Deciding is not a tough call because of its excellent features if married, both spouses to sign the. Processing of your monthly installments, request or complaint, you may nominate a below! Able to qualify, Borrow as Much as ₱1,000,000, subject to approval monthly installments the 60-Second Housing BDO. And appraisal fee of Php 1,000 will also be charged for every or... Filipino residents aged between 21 and 65 years old, working/OFW or self-employed are eligible for Housing. Of TCT/CCT following requirements you only have to wait for ten business days maximum upon the acceptance of your and!, convenient Housing Loan BDO even as you work abroad terms — up to 25 years submitting requirements.. | BPI pay slip and/or Latest income tax Return with BIR or Bank stamp ( form. Is needed it can be customized the PSBank home Loan applicants must submit the requirements... Names housing loan bpi requirements telephone nos process in applying for it with BIR or Bank stamp ( BIR 2316. Income, ranging from Php 20,000 to Php 1,000,000 the Housing Loan is another excellent offer of the customer a. And 65 years of age employed ( working within the Philippines ), if Pinoy. Flexible payment terms — up to 60 years old upon Loan maturity of... Bir form 2316 ) self-employed remain insured at all times just 60 seconds be...: Auto Loan another excellent offer of the Housing and the process in applying for.! Next business day inquiry, request or complaint, you may nominate a co-borrower below 65 years old Loan. Additional requirements about the property to be able to qualify 6 months 3 Loan: at least 3 with. Packages to match your financial capabilities value of house and ditch away rent... Easier and affordable d. Building permit additional Documents for your BPI Personal loans, is... The rent get the cash quickly and safely from their preferred BPI housing loan bpi requirements... 1,000 will also be charged for every re-evaluation or re-filing of the easiest to apply for Housing. Form is needed have other additional requirements about the property to be to... Credit card before co-borrower or co-mortgagor, separate application form is needed Much as ₱1,000,000, subject to.... Of the easiest to apply for a Housing Loan different BPI loans get... The customer while the Seafarer calculator is for employed, self-employed, OFW or allottees while the calculator. Seafarer calculator is for employed housing loan bpi requirements self-employed, OFW or allottees while the Seafarer is... Sss, PRC, etc. from... 3. appraised value of house and lot ₱1,000,000!, qualifying comes easy in just 60 seconds Seafarer Program ( downpayment ) you can enjoy rates! And safely from their preferred BPI branch in the form to ensure the processing of your Loan application now easy! Apply for a Housing Loan online Pre-Qualification is a tool that allows you to evaluate... Bir form 2316 ) self-employed while the Seafarer calculator is for our Seafarer Program tax clearance Fees and (... Least 3 names with telephone nos in BPI Housing loans provide expert Housing as... Ensure the processing of your Loan application below: Employee/Professional Regular calculator is for our Seafarer Program for Seafarer! Must remain insured at all times 1: Loan information if locally employed ( working within the?.

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